Next Steps & Onboarding
- Soft inquiry only
- All 3 credit bureaus
- Free video evaluation
- Cancel anytime
In case you missed the breakdown and cost, please review below.
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Get started
Submit your information and get your reports from all 3 credit bureaus for $1 during the onboarding.
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We review your credit
We check all 3 credit bureaus for:
- Errors & violations
- Inaccurate information
- Negative accounts
- Anything hurting your credit unfairly
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Allow some time for the evaluation
Free recording of your Credit Evaluation
We record a personal screen walkthrough of your credit report and send it to you, covering:
- Your full credit evaluation
- Explanation of disputable items
- Recommended next steps
After this step, you can decide not to move forward — you only risk the $1
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Credit repair begins
Ongoing updates
Once your audit is complete, we challenge negative items using consumer protection laws. We challenge:
- Inaccurate reporting
- Unverified accounts
- Negative accounts
- Potential reporting violations
Credit building is important during this process. We will share information on how to build credit as well.
What can we help you dispute?
Collections, charge-offs, late payments, repossessions, foreclosures, bankruptcies, accounts that aren’t yours, incorrect balances, duplicate accounts, unauthorized hard inquiries, incorrect payment history, wrong account status, closed accounts reported as open, paid accounts reported as unpaid, incorrect credit limits, wrong dates, debts reported too long, incorrect names or addresses, and more.
If information on your credit report is inaccurate, incomplete, outdated, or doesn’t belong to you, we can help you dispute it. Accurate information cannot be removed simply because it’s negative.
What It Costs
Your 3-bureau credit reports cost $1 and your video evaluation is free.
Reports from all 3 credit bureaus
Charged during onboarding for your 3-bureau credit reports. This starts a 7-day trial of Credit Hero Score credit monitoring. Your personal video evaluation from us is free.
Credit monitoring
Starts after the 7-day trial unless you cancel monitoring. Credit monitoring is required while you use our credit repair service.
Setup fee
If you decide not to move forward with credit repair, please let us know. If you do move forward, the setup fee is charged once.
Ongoing credit repair services
Starts 30 days after your setup fee. Cancel anytime.
See how we can help. Then decide.
No credit repair company can guarantee results.
Results and timelines vary. We recommend allowing 6–8 months to evaluate your progress.
You have the right to dispute inaccurate information on your credit report directly with the credit bureaus at no cost.
Questions?
Reply to our message or email us and we'll get back to you.